Use Case
💵 Cash-Tight Mode
See every dollar. Survive the month. Build the buffer.
When cash is tight, visibility is survival. Every dollar gets seen the day it moves, the week gets reviewed on a cadence, and every recurring charge has to justify itself monthly. This isn't budgeting as aspiration — it's cash-flow triage with a system, run until the buffer exists.
6 templates·5 interconnections·5 orchestration steps
Templates in play
Click any template to open it in the gallery.
Spending Tracker
Skills
Visibility — every dollar seen the day it moves
Weekly Review
Crons & Automations
Cadence — the week, reviewed every week
The Subscription Assassin
Money
Kill — zombies die, keepers justify themselves
Invoice Chaser
Crons & Automations
Recover — money owed to you, collected
Debt Payoff Planner
Skills
Attack — the plan for what's owed
Freelance Rate Calculator
Skills
Earn — price the next gig right
How they interconnect
- →Spending Tracker feeds the numbers Weekly Review
- →Spending Tracker flags recurring charges The Subscription Assassin
- →Weekly Review sets the attack amount Debt Payoff Planner
- →Invoice Chaser lands recovered income Spending Tracker
- →Freelance Rate Calculator feeds gig income Spending Tracker
Orchestration
Run in order — each step hands off to the next.
- 1Day one: every dollar gets seen. Forward receipts, log cash — the categorized rollup is your new ground truth.
- 2Same time every week: what came in, what went out, what's due. Fifteen minutes that prevent the overdraft.
- 3Monthly hit list: every recurring charge justifies itself or dies. The tracker feeds the targets.
- 4Money owed to you is money you already earned — chase it with polite, escalating nudges until it lands.
- 5Attack from both sides: the planner schedules the debt attack, the rate calculator makes sure the next gig is priced to build the buffer, not just survive.
Run it
Copy the application pack, add the templates from the gallery, paste into Muse.